Seller offering up to $100,000 in concessions or a permanent rate buy down! This stunning lakefront property has been completely renovated with meticulous attention to detail. Featuring an open-concept layout, wood floors, recessed lighting, high ceilings with exposed beams, and a warm, inviting atmosphere. At the heart of the home is a cozy living room centered around a charming fireplace—ideal for entertaining. The spacious kitchen is a dream come true, offering lake views from the farmhouse sink, ample counter space, a large island, stylish backsplash, and a separate breakfast bar. The adjacent dining room includes two wine fridges and an additional sink for effortless hosting. The luxurious primary suite features a generous walk-in closet and a spa-like bathroom with double vanities and marble-inspired tile all around. The expansive basement includes a family room, breakfast nook, wet bar, two additional bedrooms, and a full bath. Step outside to a backyard oasis with a pool and direct access to the lake via your own dock—perfect for unforgettable summer gatherings. Rate buy-down options with preferred lender!